Student Accident Plan

Coverage highlights 

• Complements existing family coverage 
• Worldwide coverage 
• Reimburses deductibles and co-insurance 
• 24 hour coverage 
• Covers accidents whether or not the student is school supervised 
• No limit on number of accidents covered during policy period 
• Sports related injuries are covered 

This inexpensive Plan is broad in its scope and covers accidents on a 24-hour basis wherever the student may be - at school, at home or anywhere in the world - during the term of the policy. There is no limit to the number of accidents covered by the Plan during the policy term. The plan covers accidents whether or not the student is school supervised.

Benefits

The Plan will pay the medical expenses incurred by an insured student by reason of accidental bodily injury sustained (including interscholastic sports) and causing loss commencing during the period of coverage, in accordance with the following available benefits. 

Pays 100% of eligible expenses incurred for services actually performed, for medical care or treatment by a doctor, hospital confinement, or for the professional care and services of a registered nurse, for each incident resulting in injury during the 24 month period* immediately following date of injury up to a maximum payment of $1,000. 

Definitions and Conditions 

• “Injury” means bodily injury caused by an accident. The accident must occur on or after the effective date of the Insured Person’s coverage under the contract and while it remains in force. Loss must result therefrom directly and separately of any other causes. 
• This Plan does not cover an accident occurring before the effective date of coverage. 

Exclusions 

Insurance is not provided for loss resulting from: 

• war, any act of war, whether declared or undeclared 
• service in the armed forces of any country 
• injury sustained while taking part in any professional or semi-professional sports contest 
• injury covered under any Worker’s Compensation or Employer ’s Liability Law 
• injury sustained while operating, learning to operate or serving as a member of a crew of any vehicle or device for aerial navigations 
• disease or any bacterial infection 
• abdominal or inguinal hernia 
• dental treatment except treatment for injury to sound, natural teeth within 1 year after date of injury* 
• taking part in a riot 
• the use of any drug, narcotic, or an agent which is similarly classed or has similar effects unless it is given by and while under the care and attendance of a doctor 
• prescription for or repair or replacement of eyeglasses or contact lenses 

Policy Term

From 12:01 A.M., on July 1, 2026 to 12:01 A.M., on July 1, 2027. If payment is made after the effective date of the policy, coverage is effective from the date payment is received by the school until the end of the policy term. Late applicants are subject to evidence of insurability, if requested. 

Cost 

$ 12.00 for each participating student for the policy term outlined above.

Claims 

Claim forms are available at the school. The forms must be submitted to A.W.G. Dewar, Inc. within 30 days from the date of injury. Written proof of loss must be furnished to the Company or A.W.G. Dewar, Inc. within 90 days after the date of loss unless it is not reasonably possible to do so. It is recommended that covered medical bills for treatment of any injury be paid promptly and then sent to A.W.G. Dewar, Inc. for reimbursement. 

A.W.G. Dewar, Inc.
Four Batterymarch Park
Quincy, MA 02169-7468

NOTE: Any provision of this coverage which, on its effective date, is in conflict with the statutes of the state in which it is issued, is amended to conform to the minimum requirements of such statute.

Contact us.

Website: www.tuitionrefundplan.com 
Email: trp@dewarinsurance.com 

A.W.G. DEWAR, INC. 
4 Batterymarch Park 
Quincy, MA 02169 

Underwriter 

Student Accident Plan policies are underwritten by Atlantic Specialty Insurance Company. Plan policies are produced by A.W.G. Dewar, Inc., dba A.W.G. Dewar Insurance Agency, Four Batterymarch Park, Quincy, MA 02169. The name of each student is listed on a policy which is held by the school business office, not as agent for the insurance company, but on behalf of insured students and their parents. This leaflet is an outline of coverage for the ensuing academic year. Actual coverages are governed by the insurance policy on file in the school’s business office. Coverage may change each academic year. 

Academic year: 2026-2027 
Form number: C56961 
Coverage code: 1000 Blanket 

Download a pdf of A.W.G. Dewar, Inc. The Student Accident Plan